Free Monthly Budget Worksheet
$0.00
A two-page monthly budget you fill in by hand: income, fixed bills, everyday spending, irregular costs and savings, with a summary that shows what is left at the end of the month.
What’s on the worksheet
- Income: each paycheck or other source, with expected and actual amounts.
- Fixed bills: eight common bills already listed, blank rows for your own, a due date column and a box to tick when each one is paid.
- Everyday spending: groceries, gas, household supplies and other amounts that change from month to month.
- Irregular expenses: a yearly cost ÷ 12 column that turns a large annual bill into a small amount to set aside each month.
- Savings and debt payments, then a summary that subtracts everything from your income.
How to use it
Print a fresh copy at the start of each month. Fill in the expected column first, using last month’s bills and bank statements as a guide. As money comes in and goes out, write the actual amounts beside them. At the end of the month, compare the two columns. The biggest gaps show where next month’s plan needs to change.
Details
- 2 pages, US Letter (8.5 × 11 in), PDF
- Prints clearly in black and white
- Free for personal and household use
Want a step-by-step guide to budgeting on a tight income? See A Realistic Budget for Living Paycheck to Paycheck.
